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Privacy Policy
Effective Date: [Insert Date]
Beanstalk ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you use our services, mobile application, and website.
1. Information We Collect
We collect personal and financial information you voluntarily provide when you use Beanstalk, including:
Personal Identifiers
Name, email, phone number
Account Information
Username, password
Financial Data (via Plaid)
Bank account balances, transactions, credit card details, loan and investment information
Device & Usage Data
IP address, browser type, device ID, session data
2. How We Use Your Information
We use your information to:
Provide and improve our services
Connect to your financial accounts securely using Plaid
Generate insights, alerts, and reports
Customize your experience with budgeting, goal tracking, and AI notifications
Communicate with you regarding your account, updates, or support
Ensure compliance with legal obligations and prevent fraud
3. How We Share Your Information
We do not sell your personal data. We share your information only with:
Trusted third parties
Who help us provide services (e.g., Plaid for financial data access, cloud infrastructure providers)
Legal authorities
When required to comply with legal obligations
Consent-based sharing
When you choose to share financial data with family members or advisors through Beanstalk's permission settings
4. How We Protect Your Information
We implement industry-standard security practices to protect your data, including:
End-to-end encryption (TLS/SSL)
Bank-level security practices for financial data
Role-based access control and secure authentication
Regular security audits and vulnerability assessments
5. Data Retention Policy
We retain your personal and financial information only as long as needed to fulfill the purpose for which it was collected, unless a longer retention period is required by law.

  • You may request deletion of your account and data at any time.
  • Upon request, all user data is permanently deleted within 30 days unless retention is legally required.
6. Your Privacy Choices
You can:
View, edit, or delete your account data
Opt out of marketing communications
Revoke account access for connected institutions or users
7. Use of Plaid
Beanstalk uses Plaid Inc. ("Plaid") to connect with your financial accounts. When you link an account, you grant Plaid permission to access your data according to their Privacy Policy.
8. Children's Privacy
Beanstalk is not intended for use by children under 13 without parental consent. We do not knowingly collect personal information from children under 13.
9. Changes to This Policy
We may update this Privacy Policy periodically. You will be notified of material changes through our website or app.
10. Contact Us
If you have any questions about this Privacy Policy, contact us at:
Beanstalk Email: privacy@beanstalkapp.com